RAKS Consulting Ltd
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Salary in, take-home out.

Enter a salary and see what lands in the bank after income tax, the ACC earners’ levy and KiwiSaver, for any pay cycle.

At a glance
  • 2026–27 ratesIncome tax, ACC levy and KiwiSaver
  • Any pay cycleWeekly, fortnightly, monthly or yearly
  • Estimate onlyTax code M, no student loan
Deductions
$0.00Take-home pay per fortnight · from $0 gross
Take-homeIncome taxACC levyKiwiSaver
Gross salary for the year$0
Income tax (effective rate 0%)$0.00
ACC earners’ levy$0.00
KiwiSaver, your contribution$0.00
Take-home pay for the year$0.00

An estimate for tax code M with no student loan. Actual PAYE on each payslip is worked out per pay period and can differ by a few dollars. Student loan repayments, the independent earner tax credit and secondary income are not included.

Figures used

IncomeRate
Up to $15,60010.5%
$15,601–$53,50017.5%
$53,501–$78,10030%
$78,101–$180,00033%
Over $180,00039%

ACC earners’ levy 2026–27: $1.75 per $100 of earnings up to $156,641. KiwiSaver default rate 3.5% from 1 April 2026.

Ravin ShankarManaging Director

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